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How to qualify and apply for an installment loan 1. Review your finances. Figure out how much money you need to borrow and determine how much you can afford to pay toward a loan each month.

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MoneyKey notes that its short-term installment loan is "an expensive form of credit and is not intended to meet long-term financial needs." ...

What happens if you pay off an installment loan early? Paying off an installment loan early allows you to save money on interest, decrease your debt burden and potentially improve your credit ...

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But you may be surprised to learn that there are loan options available — though they may be pricey. In most cases, you’ll want to consider an installment loan rather than another form of credit.

Then, you will review your terms, verify your information and electronically sign your loan documents, and Happy Money will perform a hard credit check right before your loan is finalized.

She has also been featured by Investopedia, Los Angeles Times, Money.com and other ... check out our Loans Rating & Review Methodology. Installment loans for bad credit are secured or unsecured ...