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Jerry Brown is a freelance personal finance writer who lives in New Orleans, Louisiana. He covers a range of personal finance topics, including credit, personal loans, home equity loans, and ...

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While some people swear by a cash-only lifestyle, the truth is most of us rely on credit to pay for life's big expenses over time. When you want to buy a big-ticket item like a house or a car ...

Jerry is a freelance contributor to Newsweek’s personal finance team. He primarily covers loans, including personal loans, home equity loans and student loans. When he isn’t writing, he enjoys ...

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An unsecured business loan allows you to access financing for your business without providing collateral, like business equipment, real estate or cash. Generally, lenders offer this type of loan ...

Unsecured loans are offered by banks, credit unions and online lenders. Unlike secured loans, they’re not backed by collateral and may be harder to get approved for than a secured option.