LaToya Irby is a credit expert who has been covering credit and debt management for more than a dozen years. She's been quoted in USA Today, The Chicago Tribune, and the Associated Press, and her work ...

Our ratings take into account loan cost, loan details, eligibility and accessibility, customer experience and application process. All ratings are determined solely by our editorial team.

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...

Joseph Widenhofer is a freelance copywriter and editor focusing on economic development, personal finance, schools and boards of developmental disabilities. He primarily works for the Golden ...

With an installment loan, you receive a lump sum of cash upfront and repay the loan in monthly installments, including interest. There are various installment loan types, including student loans ...

Pallavi is an editor for CNET Money, covering topics from Gen Z to student loans. She's a graduate of Cornell University and hails from Atlanta, Georgia. When she's not editing, you can find her ...

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Carol Pope is a personal finance writer who specializes in personal loans, auto loans and debt management strategies. She previously wrote for Bankrate. Jessica Sain-Baird is a senior managing editor ...

Valicia is an accomplished author and a Junior Copywriter at Uncanny Content. She believes that words can help create a better world, which is why she helps impact-driven businesses increase their ...

Payday loans are designed for people with bad credit or little credit history. These loans come with sky-high interest rates and payday lenders can be predatory. Taking out high interest loans to ...