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Although maximum APRs are on the high end compared to other online lenders, Upgrade makes loans available to those with poor credit history. Loans amounts, which range from $1,000 to $50,000.

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Although maximum APRs are on the high end compared to other online lenders, Upgrade makes loans available to those with poor credit history. Loans amounts, which range from $1,000 to $50,000.

Bad-credit borrowers may have to take extra steps to qualify for a personal loan or to get a better rate. Many or all of the products featured here are from our partners who compensate us.

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Loans for bad credit usually come with high annual percentage rates (APRs) and high costs. Beware of lenders that guarantee approval or require upfront fees — these are signs of a scam.

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